Chicky Finance

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Let me tell you, I never ever take my car to car wash place. There are several reasons behind it. First of all, I think I already spend too much greens on my car. Car payment, insurance, registration, gas...I am not going to add $20 cleaning expense on top of all the other car expenses. I also like being self sufficent. I dont think I need to pay average $20 to clean my car. Why do I have to pay for someelse's exercise? I mean washing car is a great exercise, dont you think?

There is a guy who comes to our workplace and washes my colleagues' cars for $25. What a waste! I can only understand paying for it if one doesn't have a place to wash their car. Some people also argue they save time by hiring other people to do their chores so that they can spend "quality" time with their family. I dont buy this excuse at all because you probably spend more time driving to car wash place, waiting in the line and watching illegal Mexican to exercise by using your car.

This morning when I woke up, I realized it was raining outside which is unusual for Socal at this time of year although I am happy because plants really needed this rain. Anyways, while I was driving I thought what a waste for people who took their car to car wash on Sunday. When I got work my colleague complained "darn it! It is raining I just took my car for car wash this sunday!" That moment my evil chicky side smiled inside me :)

Their “Help” pages really helpful because first I found their concept little bit confusing however, as read more and more FAQs, it all made sense. It is basically social networking site for bloggers and advertisers. Once you have accepted an 'opportunity', you are required to post a HTML code to carry the "no-follow" attribute. This "no-follow" attribute is designed to protect bloggers and advertisers from search engine penalties based on paid linking. SocialSpark believes that every post should be 100% Search Engine Friendly. This is great because as you know google kind of penalize PayPerPost bloggers by lowering their page ranks.
More Snowflakes on the way! I hope you don’t mind occasional sponsored posts..

Last friday finally we got our stimulus check for $1,200! Sooo here is how I will be spending greeny green $1,200.
First I've done my part for the economy; I bought 2 Denver-Los angeles Soutwest tickets for hubby and I. We will be traveling Colorado Springs in July to see how life is out there. We will stay for four days and explore the area whole time. Suprisingly, we got the tickets super cheap; one way $69, can you believe it? Total round trip tickets for two costed me $358. I still have $842 after paying my dues for the US economy. Also I sold an item on ebay for $182 which ended today. I guess now I can officially declare that CC#3 is gone!! Yay!

Here is my current lovely debt:
CC#1: Paid Off
CC#2: Paid Off
CC#3: Paid Off
CC#4:$2,000 interest %0
CC#5:$4,076 interest %0
Loan: $13,970 interest %12

Total: $20,046

I still owe $300 my sister and IRS $5,000

I am so happy finally CC#3 is gone..Now I can focus on CC#4 which is $2,000. This is one is going to take awhile because I need to start making payment for IRS and also I need to pay for CPA exam prep course during month of June. Well, I just need to be patient and not give up...

Stop Whining Chicky, Start Looking for a JOB! I have so many reasons why I should leave my current company. Here is the summary;
* I am underpaid: Even though this is my first accounting job after I graduated from school, most entry level accountants make more money in Orange County. I make $40K, most people make $50-55...
* I must work under CPA. Even if I pass CPA exam at this point I can not obtain my license unless I work under CPA for a year and none of managers are CPA.
* There is no room to grow. This company is small! Around 200 people, only 5 people in accounting department..And my aim is not to replace CFO, get it?
*The company does not reimburse education expenses. Most companies pay for exam fees etc. You know how difficult I made those exam fees... :(
*Easy! I don't find my job challenging, therefore it is boring..

For now those are the main reasons came to my mind why I should leave this company and find a new place to grow and learn...

Since I am at work right at this moment, I can only write a quick post..First of all, yesterday when I visited ATM, I noticed that my mom(she lives in Europe) deposited $400 on my checking account for my birthday! Sweet! ( my bd is on may 13th) $400 will go directly towards CC#4 which will bring down the balance $2,102.

Another good news is interest rate for my car loan is 4.75% fixed !!!! Previously it was 6.75% fixed and under my husband's name. We decided to put the title and the loan under my name which lowered our interest rate for 2 points. Yay!

This is my favorite, updating Debt-O-Meter! I am still expecting $1,200 stimulus check so I should be updating the numbers soon again. Although I update debt-o-meter every pay period, last time when I listed my detail lovely debt was in February.
The last time picture was like this;
CC#1: Paid off
CC#2: $300 interest %19
CC#3: $850 interest %13
CC#4:$3,614 interest %0
CC#5:$4,177 interest %0
Loan: $14,625 interest %12
Sister: $400

Now updated one as of May 2008;
CC#1: Paid Off
CC#2: Paid Off
CC#3: $850 interest %13
CC#4:$2,450 interest %0 ( paid off $1,164 in 2 months)
CC#5:$4,076 interest %0 (decreased 0nly $101)
Loan: $13,970 interest %12 (-$625 towards principal)

Total CC: $21,346 since I started blogging I've paid total of $4,624. My plan is to pay off CC#3 and partially CC#4 with $1,200 stimulus check.

Sister: $300 ( paid off $100 through helping her out with her business idea)

Where, where, where??? I don't see anything pending on my bank account..Today should be the last day IRS processing direct deposits, right? I really need that money, Pleeeease Uncle Sam be merciful one time and give me my stimulus check!
Update: Never mind here is the payment schedule so I'll probably get mine next week.

Direct Deposit Payments
If the last two digits of your Social Security number are:
Your economic stimulus payment deposit should be sent to your bank account by:
00 – 20 May 2
21 – 75 May 9
76 – 99 May 16