Chicky Finance

Discovering what it takes to say "NO" to spending "YES" to saving

PROGRESS

Hello everyone! Welcome to Chicky Finance! I started this blog in mid January after reading several PF blogs; I got so motivated that I decided to share my "not so smart" mistakes and hope that someone else can learn from my miscalculations at the same time witness my journey of becoming debt free! More

DEBT-O-METER

CC Start 1/12/08: $25,970

CC Debt 11/15/2008:$16,450
Car Loan Start: $27,540
Car Loan 11/15/08: $18,434
IRS: $5000
Current IRS:$4,900
Thanks God no Student Loan!

My Lovely Debt (not really) Break Down

My title says "Lovely" , the reason for that is I truly believe if one wants to pay off their debt, he/she has to be in peace with it. I need to know how much debt exactly I have and who I owe this much money; this is called accountability, responsibility.

Let's start (since I've started blogging);
CC#1: Paid off
CC#2: $300 interest %19
CC#3: $850 interest %13
CC#4:$3,614 interest %0
CC#5:$4,177 interest %0
Loan: $14,625 interest %12
Sister: $400

I know it is not a good picture to look at :(. However; please consider I've paid off $2,000 in 48 days, 1,5 month. According to my calculations, I can pay off my entire CC debt 19 months..I am looking forward to..*sigh*

While I am writing this, I noticed I made a sale on half.com $38 :)

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