Chicky Finance

Discovering what it takes to say "NO" to spending "YES" to saving

PROGRESS

Hello everyone! Welcome to Chicky Finance! I started this blog in mid January after reading several PF blogs; I got so motivated that I decided to share my "not so smart" mistakes and hope that someone else can learn from my miscalculations at the same time witness my journey of becoming debt free! More

DEBT-O-METER

CC Start 1/12/08: $25,970

CC Debt 11/15/2008:$16,450
Car Loan Start: $27,540
Car Loan 11/15/08: $18,434
IRS: $5000
Current IRS:$4,900
Thanks God no Student Loan!

My Personal Finance Goals (as of February 2008)

Short Term Goals (1-2 years)

  • Pass CPA exam A few days ago I received email from california board of accountacy basically states that I can start scheduling my exams. I am taking first part in April, second part in May, third part in July, fourth part in August
  • Pay off Car Loan I need to start paying $1,000 towards my car loan; currently I can only pay $700. I am hoping that if I get a new job with better salary, I can afford $1,000 payment.
  • Get a new job Even though I'm happy with the company I'm with right now, lack of its size, salary, and challenge makes me consider changing the company seriously.
  • Build Up Emergency Fund to $5,000: I opened account with ING Orange and started putting my $250 every month.
  • Pay Off Credit Card Debt $24,969 If I can pay off $1,000 towards my CC debt, it should dissapper little bit over 2 years.

Overall within 2 years you should be reading a blog that belongs to a CPA with $5000 emergency fund, no car loan with car worth $20K and no credit car debt..Sounds so great!

3 comments:

  1. budgetsaresexy said...
     

    You can do it chicky for sure! It's all about putting down the plan and going for it :)

    I'll have an award waiting for you, 2 years from now! no diggity no doubt.

  2. Chicky said...
     

    You promised! I am expecting my award 2 years from now! :)

  3. HS @ Our Debt Blog said...
     

    Chicky

    Good luck with your goals, I think they will come true! I like your blog, keep up the good work.

    HS

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