Chicky Finance

Chicky Finance: Didn’t I tell you it is anonymous? (both smiles)

And from there we went home. I turned on my computer and open PPP website and showed him how much money I’ve made so far. It got him surprise a little bit. I didn’t show my blog.

After telling him what he needs to know I felt relief. No more being secretive is a nice feeling. At the same time I was pleasantly surprised that when he found out he was very nice about it, not pushy at all. I am planning to blogging very long time so I am glad I did told him at early stage. He is my best friend, life partner basically he is everything to me. I feel much much better now..
Last but not least, advice for other pf bloggers?

• While telling him/her about your blog don’t make a big deal out of it. Say it as if you never intent to hide.
• Make sure point out positive side of blogging
• Comfort him/her about privacy
  

Was this news juicy enough for you? I hope it was!

Mr. Finance and I love traveling. If you ask me which one would you rather have a house or ticket for travel around world, I would definitely choose travel. “Stuff” only brings instant happiness on the other hand good memories will lead to long lasting happiness. Before I die I will not think about LV bag I could never afford, but I will smile when I fulfill my life with so many good memories. Having said that travel means $$$$. It is expensive, needs to be planned ahead and saved for.

Mr. Finance and I eventually will travel;

*Antarctica
*Alaska
*Iceland
*Brasil ~Amazons
*Hong Kong

*Caribbean
*Belize
*Fiji
*French Polynesia
*Hawaii

*Japan
*Russia
*Indonesia

We’ve been alreay all over the Europe. I know the culture, nothing much interesting for me over there. I have relatives n in Austria, England, Budapest, and Istanbul so when I visit them next year, I am also planning to visit Italy and Spain which I never been.

• Good exercise



• Free (no more gym membership)



• Bounding with my dog even more



• Fresh air after long day
  
• Do you wonder about my running shoes? I bought a new pair of shoes for $19.99+tax (no name shoes but they are solid and comfortable) Btw, while I was going through my gadget box I found Nike + I-pod gear. I remember buying this gadget maybe 2 years ago. Anyways back then I spent fortune for “special” nike shoes goes with this gadget so that you can use the device. Me being frugal now, I decided to turn my $19.99 running shoes into fancy nike + ipod shoes. I am a shoes hacker as of today! J If you are wondering what nike ipod sport kit does, it is basically tracks how many miles you walk, It comes with 2 pieces. One piece goes to your inside your shoes other part goes to your ipod nano
  
  Here is how you convert your regular running shoes to nike ipod shoes.
  Needed: a strip of velcro with adhesive backing, a needle and some thread.
  
• First, you place the transmitter under your laces near the toe and mark the position that you want to attach the transmitter, making sure it is underneath a cross in the lace.
  
• Cut a small piece of velcro and attach the “hard” side to the back of the transmitter, be careful not to cover the sleep button
• Using the needle and thread, sew a few stitches through the velcro and the tongue of your shoe, securing them together. It can be tricky to push the needle through the layers of fabric and the velcro’s adhesive, be careful.
• The whole process took me about 15 minutes, very easy but saved me $100++
  Wow this time I wrote long huh? See when you are passionate about something nothing can stop you spending hours to write about it even being at work :)

• Roth 401K: $167 I've not lower the contribution percentage yet.
• Car Loan Payment: $654 Nice to watch the loan amount slowly decreasing.
• Towards debt: $200 This one consist of transfer fee $75 and some misc. debt. That way I am officially $19K in debt
• Living expenses: $335

1. Gas for 2 weeks: $136 (not $100 anymore)
2. Grocery: $100
3. Cell Phone: $50
4. Saving $100

According to this plan I am short for $51. I am planning to compensate this amount through passive income sources.

• Salary between 50K-55K: It means my salary might increase 10-15K therefore I can become debt free quicker.
• Advancement opps. which is lacking big time with my current company
• Good benefits (matching 401K)-I dont have matching 401K at this moment

Now I know my goals, I can start working on it. I will update my blog every day as far as my job search goes so that I will be accountable and at the same time I will stay motivated.

Today:

• Applied a local CPA firm mid-size
• Filled out Ledgent.com online recruiter form. They should contact me tomorrow.
• Renewed CalCPA membership so I can actively involve with the organization.

• First install Firefox
• Install the ReloadEvery Addon. Close and restart Firefox. Go here to download https://addons.mozilla.org/en-US/firefox/addon/115
• Go to Payperpost avaliable opps page Right click anywhere on the screen. You'll see an option for "Reload." Highlight "Reload Every" and select the time frame you want to refresh the page. I always select 5 seconds. Make sure "Enable" is checked.
• The page should now be automatically refreshing every 5 seconds so you have fresh ppp without actually putting extra effort.

If you follow this strategy, you will be one the first one seeing avaliable opps. All you have to this at this point, reserve any opp you want, write a review and make alots of money!

• Roth 401K: $167
• Mystery Murder Diner:$150
• Gas for two weeks:$100
• Grocery: $100 (my monthly goal is to be under $200)
• Wedding present for Budgets are sexy Yay!: $25
• Wedding present for coworker: $25
• Loan repayment: $407
• CC#5 payment: $250
• Saving: $50
• Clothing: $40

• We make total $152K,
• He doesnt own any money on his car which is worth $30K.
• He contributes his retirement regulary. It sounds stupid but I dont know how much his retirement fund is.
• He has $60K student loan and he is paying around $3K towards it so that we can be done with our debt within 2yrs at the same time.And start saving up for our dream house and Jr.Chicky
• He has no other debt
• We don't own house. (our house situation very unique so I am not going to write about that subject)
• 2 Years ago we spent all of our our cash reserve for wedding (15K) our wedding was one of a kind and (6K ) diamond(it was his decision).

Finally I told you everything, I feel sooooooooo relief!

ps: a side note we dont have Jr.Chicky yet. I am just planning ahead :)

• (3)Canned corns: $1.77
• (3)Canned tuna: $2.79
• Potato Express (steamed): $2.99
• Greens for Salad: $1.69

Total including tax:$9.24

Ethnic Store;

• Pita Bread: $1.29
• Dozen egg: $2.19
• Chicken breast 2lb: $6.40
• Cucumber 1.23lb: $0.48
• Cherries 2lb: $1.59
• Sour plum (my fav) 1.51lb: $1.95

Total including tax: $13.90